Trapped cash? Spends on personal cards? Scattered control? Growing an SME shouldn’t cost this much.

That’s why we built NEXO.

Credit-first Financial Operating System for SMEs

Credit-FirstBank-LedCapital Efficient

NEXO dashboard — a ₹5 crore revolving credit line showing ₹3.25 crore available, the next repayment, and credit health at a glance.

Corporate Cards,Expense Management,Instant Invoice Financing,1 Bank-Led Platform.

NEXO — Spend on Credit
Spend on CreditIssue corporate cards on a revolving credit line, with limits and repayments you control.
NEXO — Pay Vendors
Pay VendorsClear verified vendor bills in a few clicks and track every invoice to settlement.
NEXO — Manage Expenses
Manage ExpensesCapture spend, collect receipts, and clear team claims from one queue.
NEXO — Control Budgets
Control BudgetsSet department and office budgets, then watch utilization in real time.
NEXO — Unlock Invoices
Unlock InvoicesTurn unpaid invoices into working capital instead of waiting on payment terms.

Spend on Credit

Issue corporate cards on a revolving credit line, with limits and repayments you control.

Pay Vendors

Clear verified vendor bills in a few clicks and track every invoice to settlement.

Manage Expenses

Capture spend, collect receipts, and clear team claims from one queue.

Control Budgets

Set department and office budgets, then watch utilization in real time.

Unlock Invoices

Turn unpaid invoices into working capital instead of waiting on payment terms.

For growing businesses at every stage.

Startups

Move fast with built-in spend control and instant access to working capital.

Mid-size companies

Gain real-time visibility, automate finance workflows, and scale without cash flow friction.

Enterprises

Enforce policy at scale, centralize financial operations, and optimize capital efficiency.

Performance, Powered by Nexo.

Credit decision Fast Powered by real-time data
Data points 2000+ Alternate + GST + behavioral
Risk scoring Dynamic High-fidelity, always current
Touchpoints Zero-touch Fully automated underwriting

With NEXO, you can

Pay anyone, anywhere

Manage domestic payouts with UPI and pay international vendors with zero-markup FX — all from a single system.

Improve savings

NEXO’s AI monitors spend to flag duplicate subscriptions, anomalous transactions, and inefficiencies — helping protect margins without extra effort.

Stay compliant

Automate GST input tax credit reconciliation and sync with GST systems to reduce errors and missed claims.

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